Overview
With a database of over 550 million criminal records and more than 13 million photos, our vendors have an extensive collection of public record sources, delivering an intuitive report, in a user-friendly format.
Tenant credit reports give you the ability to evaluate a tenant’s creditworthiness through their credit score and credit history. All tenant credit reports from TenantReports.com include the applicant’s credit score from the credit bureau(s) as well as delinquencies, collections, judgments, and bankruptcies. The Tenant Credit Score Card, free with each credit report, also includes a risk assessment module providing a “pass/fail or conditional” rating based on credit and income parameters you establish.
- History of default or slow payment
- Debt load, existing financial hardships
- Limited credit history
- Identity theft or potential fraud
Note: Detailed credit report data from TransUnion, Experian and Equifax showing account payment history, specific loan information, and account types, etc. are available with an onsite inspection.
What does a background check entail?
When most people think of a background check they think of a simple criminal history check. In reality, a background check is much more than that. It’s the process by which you find your best candidate by looking at, yes, criminal records, civil records, references, etc. Each is a very important piece of the puzzle.
What does a background check look for?
A background check helps your company stay safe through the criminal history check.
It verifies that applicants are who they claim to be and aren’t wanted internationally. Background searches help protect your company, your employees, and your clients.
What information do I need to know about the applicant to run a background check?
The basics are:
- candidate’s full name (first, middle and last name)
- full Date of Birth
- Social Security Number
- Current address, (previous address if not lived at for 2 years)
Criminal records are NOT identified by Social Security Number, but it may be used in other pieces of the background check.
What background check product should I (at a minimum) consider?
A lot of companies that run background checks start with a number of direct court searches in the jurisdictions where the person lived in the recent past and supplement that with a multi-jurisdictional criminal database search to make sure they do not miss records from places where the applicant worked or traveled. After that they add role specific reports and verifications.
How far into the past can screenings go?
Many states have enacted a more restrictive version of the FCRA. In California, for example, criminal convictions can only be reported for 7 years. For this reason, the industry standard is to only go back 7 years.
*The state of Massachusetts currently only reports criminal records from 2012 and newer to their own iCORI database.
Searches that are performed by TenantReports.com in Massachusetts, will include records prior to 2012 with a current 50 state sex-offender search.
Please click here to be redirected to iCORI.
What is included?
What is included in a Tenant Criminal Background Search
- State’s records repositories for felony & misdemeanors going back up to 7 years
- Predator Watch List
- OFAC List
- Terrorist Watch List
- FBI Most Wanted Database
- ATF Database
- Customs Database
- US Marshals Database
- US Secret Service Database
- America’s Most Wanted database
- 50 state sex offender database search